A local farm in Clinton County getting one more cut of hay-November 5th,2013

USDA Updates Farm Loan Programs to Increase Financial Freedom, Resilience & Profitability

Agriculture

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Owner/Operator in Search of Next Generation Farmer in Clinton County!

Operating organic dairy farm for lease, business partnership or farm management. A family farm for 46 years, ready to be passed on to the new generation!

Closed herd of AI serviced Holsteins and Jersey crosses. 67 cow tie stall with pipeline and automatic takeoffs with milk weights. 300+ acre farm, 150 acres of prime ag soils with rotational grazing. Other outside buildings for other ages of livestock. Organic/conventional milk market available. Farm housing available.

Click "Contact Us" at the top right of this page if you are interested or have questions!

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Agriculture represents one of the largest economic sectors in Clinton County with a combined output value exceeding $148,999,000 (2012). Farms create direct economic benefits, provide our residents with fresh local foods, support other local businesses across many sectors, and preserve the rural character that our residents and visitors value so highly. CCE-Clinton supports local agriculture by providing resources for farmers, and consumers, to help strengthen our local and regional food systems.

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USDA Updates Farm Loan Programs to Increase Financial Freedom, Resilience and Profitability for Agricultural Producers

Policy changes support building equity, saving for long-term needs and making strategic operational investments

WASHINGTON, Aug. 7, 2024 – The U.S. Department of Agriculture (USDA) today announces changes to the Farm Service Agency’s (FSA) Farm Loan Programs, effective Sept. 25, 2024 — changes that are intended to increase opportunities for farmers and ranchers to be financially viable. These improvements, part of the Enhancing Program Access and Delivery for Farm Loans rule, demonstrate USDA’s commitment to improving farm profitability through farm loans designed to provide important financing options used by producers to cover operating expenses and purchase land and equipment.

“USDA recognizes that Farm Service Agency’s loan making and servicing activities are critical for producers, especially in tough times. Providing borrowers the financial freedom to increase profits, save for long-term needs and make strategic investments is the best way to ensure the nation’s farmers and ranchers can build financial equity and resilience,” said Zach Ducheneaux, FSA Administrator. “Implementing these improvements to our Farm Loan Programs is the next step in our ongoing commitment to removing lending barriers that may prevent access to credit for borrowers, especially those who need it most.”

Farm loan policy changes outlined in the Enhancing Program Access and Delivery for Farm Loans rule, are designed to better assist borrowers to make strategic investments in the enhancement or expansion of their agricultural operations.

The three most notable policy changes include:

  • Establishing a new low-interest installment set-aside program for financially distressed borrowers. Eligible financially distressed borrowers can defer up to one annual loan installment per qualified loan at a reduced interest rate, providing a simpler and expedited option to resolve financial distress in addition to FSA’s existing loan servicing programs.
  • Providing all eligible loan applicants access to flexible repayment terms that can increase profitability and help build working capital reserves and savings. By creating upfront positive cash flow, borrowers can find opportunities in their farm operating plan budgets to include a reasonable margin for increased working capital reserves and savings, including for retirement and education.
  • Reducing additional loan security requirements to enable borrowers to leverage equity. This reduces the amount of additional security required for direct farm loans, including reducing the frequency borrowers must use their personal residence as additional collateral for a farm loan.

Additional Farm Loan Program Improvements

Under the Biden-Harris Administration, USDA’s FSA has embarked on a comprehensive and systemic effort to ensure equitable delivery of Farm Loan Programs and improve access to credit for small and mid-size family farms. FSA has also included additional data in its annual report to Congress to provide information that Congress, stakeholders, and the general public need to hold USDA accountable on the progress that has been made in improving services to underserved producers. This year’s report shows FSA direct and guaranteed loans were made to a greater percentage of young and beginning farmers and ranchers, as well as improvements in the participation rates of minority borrowers. The report also highlights FSA’s microloan program’s new focus on urban agriculture operations and niche market lending, as well as increased support for producers seeking direct loans for farm ownership in the face of increasing land values across the country.

FSA has a significant initiative underway to streamline and automate the Farm Loan Program customer-facing business process. For the over 26,000 producers who submit a direct loan application annually, FSA has made several impactful improvements including:

  • The Loan Assistance Tool that provides customers with an interactive online, step-by-step guide to identifying the direct loan products that may be a fit for their business needs and to understanding the application process.
  • The Online Loan Application, an interactive, guided application that is paperless and provides helpful features including an electronic signature option, the ability to attach supporting documents such as tax returns, complete a balance sheet, and build a farm operating plan.
  • An online direct loan repayment feature that relieves borrowers from the necessity of calling, mailing, or visiting a local USDA Service Center to pay a loan installment.
  • A simplified direct loan paper application, reduced from 29 pages to 13 pages.

USDA encourages producers to reach out to their local FSA farm loan staff to ensure they fully understand the wide range of loan and servicing options available to assist with starting, expanding, or maintaining their agricultural operation. To conduct business with FSA, please contact your local USDA Service Center.

FSA helps America’s farmers, ranchers and forest landowners invest in, improve, protect and expand their agricultural operations through the delivery of agricultural programs for all Americans. FSA implements agricultural policy, administers credit and loan programs, and manages conservation, commodity, disaster recovery and marketing programs through a national network of state and county off ices and locally elected county committees. For more information, visit, www.fsa.usda.gov

USDA touches the lives of all Americans each day in so many positive ways. In the Biden-Harris administration, USDA is transforming America’s food system with a greater focus on more resilient local and regional food production, fairer markets for all producers, ensuring access to safe, healthy and nutritious food in all communities, building new markets and streams of income for farmers and producers using climate smart food and forestry practices, making historic investments in infrastructure and clean energy capabilities in rural America, and committing to equity across the Department by removing systemic barriers and building a workforce more representative of America. To learn more, visit www.usda.gov.

USDA is an equal opportunity provider, employer, and lender.

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Highly Pathogenic Avian Influenza in New York

Follow Best Practices to Prevent the Spread of Bird Flu

A deadly strain of bird flu, Highly Pathogenic Avian Influenza (HPAI), has been identified in several states throughout the country, including New York. This strain can infect chickens, turkeys, game birds, waterfowl, ratites (emus, etc.), and a wide variety of wild birds. It can spread from bird to bird by direct contact as well as through farm equipment, clothing, and shoes.

Birds affected with HPAI may show one or more of the following clinical signs: sudden death without clinical signs; lack of energy and appetite; decreased egg production; soft-shelled or misshapen eggs; swelling of the head, eyelids, comb, wattles, and hocks; purple discoloration of the wattles, combs, and legs; nasal discharge; coughing, sneezing; lack of coordination; and diarrhea. The Highly Pathogenic strain can spread and kill an entire flock within days, backyard flocks included. Many, if not all the birds in a flock will be affected.

HPAI has been found in small flocks in Suffolk, Dutchess, and Ulster counties in New York as of 2/28/22 Precautions are needed to prevent further spread. This virus is not known to be a public health concern.

If you are visiting a poultry farm, follow these procedures:

  • Do not enter any farm premise without permission from the owner.
  • Whenever possible, make an appointment prior to traveling to the farm.
  • Wear clean clothes and shoes on the day of the visit.
  • When you arrive, park your vehicle at the end of the farm drive or on the roadside and use your cell phone to notify the owners of your presence and to receive instructions for entry. Or, set up an appointment ahead of time
  • Let the farm owner know if in the previous five days you have been on another poultry farm or if you’ve had contact with wild birds. Also let them know if you personally own or care for birds or poultry.
  • Observe all of the farm’s instructions regarding biosecurity procedures.
  • Do not enter animal housing areas without express permission from farm owner.
  • Do not touch animals unless that is part of your tasks on the farm.
  • Immediately report anything unusual to farm owner, especially sick or dead birds.


New York and many other states have enacted emergency regulations that restrict interstate transport of poultry and add new, more stringent requirements for entry. If you are planning to move poultry across state lines, be sure to check with the state veterinarian’s office in the receiving state to be sure you’re meeting all the requirements.

If you have death loss in your home flock or a flock you manage, call NYS Department of Agriculture and Markets at 518-457-3502. This number is available 24 hours a day. If after normal business hours, select State Watch Center option. More information can be found on the website, https://agriculture.ny.gov/animals/poultry or by calling your local Cornell Cooperative Extension office. Your attention to these precautions is critical to protecting bird health and our state’s farm economy!

The New York Extension Disaster Education Network (NY EDEN) is a collaborative educational network based at Cornell University and dedicated to educating New York residents about preventing, preparing for, and recovering from emergencies and disasters.NY EDEN is working with the New York State Department of Agriculture and Markets to provide resources and updates to poultry producers.

Nancy Glazier and Amy Barkley, Regional Livestock Specialists, Cornell Cooperative Extension

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Cornell Cooperative Extension is an employer and educator recognized for valuing AA/EEO, Protected Veterans, and Individuals with Disabilities and provides equal program and employment opportunities.

NNYADP Research: NNAGDEV Link

Farmer-Driven for Northern New York
Northern New York Agricultural Development Program
• High Priority Research • Practical Real-World Results •
Meeting Critical Needs & Opportunities for Clinton, Essex Franklin, Jefferson, Lewis and St. Lawrence counties
• Funding for the NNYADP is supported by the New York State Legislature and administered
through the NYS Department of Agriculture and Markets •



Contact

Tia Legge
Ag/Hort/NR Educator
vrl29@cornell.edu
518-561-7450

Last updated November 12, 2024